A Will or Testament is the most important document you will ever have and a must-have. Not having a will means that you die intestate and this can leave your beneficiaries in a very difficult position. This means that beneficiaries you may never have wished to inherit might benefit, while those that you genuinely care for and would want to benefit from might be left with no legal entitlement to your estate or assets. There are also many other benefits of having a Will, such as the ability to appoint guardians for any minor children, keeping a helpful record of assets that surviving relatives might not be aware of, limiting taxes payable on deceased estates, important decisions regarding medical care should a person be unable to communicate his or her wishes. Providing a Will to our clients is the first priority at Bessinger Brokers and if you become our client we provide it free of cost.