BUSINESS ASSURANCE
November 12, 2021
EMPLOYEE BENEFITS
November 12, 2021

Business Insurance

Discovery Business Insurance, a division of Discovery Insure, is a commercial insurer that comprehensively protects businesses through innovative technology-enabled solutions. Our business insurance product is underpinned by our shared-value model of insurance which uses incentive-based insurance principles to encourage behaviour change that reduces the insurance risks and results in savings for the insurer. These savings are then shared with clients to further incentivise behaviour change. Here are some of our incentives:

Products and services

With Discovery Business Insurance, you can expect cover for all standard business risks. But it doesn't end there. We offer a range of unique products and benefits that no other business insurance offers you.

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Rewards for Business

With Rewards for Business, you can get up to 50% cash back on your monthly business data costs with MTN, by completing two assessments that will help you assess and improve the health and risk profile of your business.

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Covid-19 enhancements

We have enhanced our product to assist clients navigate the challenges they face during the COVID-19 period. These enhancements include access to capital in partnership with Merchant Capital, cover for businesses working from home, tailored cash back for reduced business risk and driving less during lockdown levels.

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Creating better business

Through our partnership with the global, leading company, Endeavor, we will provide business with services that are customised to their needs to take them to the next level of their evolution.

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Cover for risks of today

Discovery Business Insurance covers your business for traditional risks. We also have an extensive partner network which ensures that your business will be covered for the unique risks of today.

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Rewards for driving well

True to Discovery Insure's core purpose of creating a nation of great drivers, our Business Vitality Drive programme uses incentive-based insurance principles to encourage good driving behaviour.

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Technology-enabled risk management

Our insurance offering is underpinned by innovative technology. Our Vitality Drive for Business programme uses telematics technology to measure and reward good driving. We also use drones to gather more accurate information of the business premises, which can help businesses improve their risk.

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Restaurant owners' product

We offer clients comprehensive insurance as well as cover innovations for the unique risks that restaurants face. Clients can also get great rewards for managing their business risks well.

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